What are the main changes for 2024?

• CBA Blue is the administrator for the Blue Cross Blue Shield medical plans. BCBSVT is no longer the medical carrier.
• The Wellness Portal is not currently active. See below for more details.
• RxBenefits manages the OptumRx prescription plan.
• EBPA administers FSAs and DCAs. CsOne is no longer the FSA administrator.
• Unum provides life and disability insurance, as well as leave management. Reliance Standard is no longer the life insurance provider.

How do I access my CBA Blue portal?

Follow this guide to register with the CBA Blue member portal. You will need your member ID to register.

How do I print a temporary medical card?

You can print a temporary card from your CBA Blue member portal.

How do I access my EBPA portal for my FSA or DCA?

Follow this Member Portal User Guide to access your EBPA account. When you first register, search by group number 10887 or with the exact phrase King Arthur.

Where is the Wellness Portal?

With the change from BCBSVT to CBA Blue, we no longer have access to the wellness portal which was part of the BCBSVT agreement. We are exploring alternative standalone programs and platforms. Portal questions can be directed to hrgroup@kingarthurbaking.com and general wellness questions can be sent to wellnessteam@kingarthurbaking.com.

Who do I contact for insurance questions?

Carrier-specific contact information can be found below for each plan.

Who do I contact for enrollment questions?

Reach out to jordan.hilliard@kingarthurbaking.com or hrgroup@kingarthurbaking.com.

Eligibility

Employee-owners who are regularly scheduled to work  a minimum of 20 hours per week on a continuing basis are eligible to participate on the first of the month following or coinciding with their date of hire.

Temporary employees who are scheduled to work a minimum of 20 hours per week are eligible on the first of the month following 90 days of service.

Benefit Details

KAB offers three medical plans through CBA Blue. Below you will find a plan comparison chart that can help assist you in choosing the plan that best suits your needs.

Exclusive Provider Organization (EPO) plans contract with a network of doctors, hospitals and other healthcare facilities and professionals. These providers, called network providers, agree to special pricing arrangements. This plan generally does not provide benefits for any services you receive from a non-network provider.

Bi-Weekly Contributions

Contact Information

www.cbabluevt.com 

Phone: (888) 222-9206

Open 8am- 6pm EST

Please click here for the CBA Blue Provider Directory

Summary of Benefits and Coverages

Summary Plan Description

Transparency in Coverage

CBA Blue Member Portal – JoinHealth™

CBA Blue has transitioned to a new member portal known as JoinHealth™ to better assist you in managing claims, viewing policy details, and accessing exclusive health resources.

To access the portal, please re-register using the Registration Guide below.

Additional Information

Eligibility

Employee-owners who are regularly scheduled to work  a minimum of 20 hours per week on a continuing basis are eligible to participate on the first of the month following or coinciding with their date of hire.

Temporary employees who are scheduled to work a minimum of 20 hours per week are eligible on the first of the month following 90 days of service.

Benefit Details

RxBenefits manages your pharmacy benefits coverage, which is provided through OptumRx. RxBenefits provides service and support for King Arthur and oversight of OptumRx to maximize your benefit.

RxBenefits partners with the country’s largest Pharmacy Benefit Managers (PBMs) to bring you greater discounts, enhanced access, and improved Member Services. You will have access to the RxBenefits Member Services Team, available Monday through Friday, 8 a.m. to 9 p.m. Eastern Time. Their knowledgeable representatives can assist you with all of your pharmacy-related questions.

RxBenefits Member Services reps have access to the OptumRx systems. If RxBenefits needs to contact OptumRx to resolve an issue, they will stay on the line, explain the issue, and continue to monitor your problem until it is resolved.

FAQs

Are my drugs covered?
Your medications may not be in the same tier level under OptumRx as they were under your prior plan, so please review the preferred drug list since it may provide lower cost alternatives for your medications. Also, discussing generics with your physician could save you money.

To access your OptumRx formulary, go to OptumRx.com to review medication tiers, drug pricing, local pharmacies, plan details, and ways to maximize benefits. New members will need to create an account.

Where can I find pharmacy information?
Pharmacy information can be found on your CBA Blue Medical ID card.

Specialty Medications

Specialty Medications must be purchased through Optum Specialty Pharmacy. Scripts already at Optum Specialty Pharmacy will remain, no new script necessary.

Have a Specialty or Mail Order Rx? Call RxBenefits in the first week of January to confirm your Rx on file.

Optum Specialty Pharmacy number: 1-855-427-4682

Contact Information

www.rxbenefits.com
Phone: 800-334-8134
Open 8am – 9pm EST

Dartmouth Health Connect

Dartmouth Health Connect is a primary care practice located in Hanover, NH available for employees or dependents age 18 and over who are enrolled in the KAB medical plans. Please note: if you are in the Bronze Plan, you will need to waive your HSA to be eligible for Dartmouth Health Connect. 

The Dartmouth Health Connect team works together to offer patients exceptional care including:

• More time with physicians to meet your individual needs
• Shorter wait time for appointments
• A full care team dedicated to your well-being, which includes a doctor, health coach, and as needed, a behavioral health specialist
• Available by phone, email, video, and text
• 24/7 access to a doctor & same day appointments for acute needs
• $0 copay for patients who are insured through King Arthur Baking

For more information, visit www.dartmouthhealthconnect.com

Contact Information

www.dartmouthhealthconnect.com

Phone: 603-738-1164 (Current Patients)

Hours:

Eligibility

Employee-owners who are enrolled in the HSA (Bronze) Plan (CDHP)

Health Savings Account Information

What is a Health Savings Account?

A Health Savings Account or HSA is a tax-advantaged savings account owned by an individual that can be used to pay for qualified medical expenses for the owner and their dependents. An HSA, which must be paired with an HSA-qualified health plan (the Bronze Plan), allows employees to make pre-tax contributions into a federally-insured account. HSA balances earn tax-free interest, roll over from year to year and can be invested to accelerate growth.

All the money in an HSA is owned by the employee even if they leave their job, lose their qualifying coverage or retire. The money in an HSA never expires. All remaining HSA funds roll over each year.

Employer Contribution

KAB will match employee contributions to an HSA up to a maximum of $20 per pay period (or $520 annually). Employees can indicate how much they want to contribute to an HSA during the ADP online enrollment process.

HSA Eligibility

To be eligible for an HSA, an employee must:

1. Be enrolled in a qualified High Deductible Health Plan (HDHP) (ie. HSA (Bronze) Plan)
2. Not be claimed as a dependent on another’s tax return
3. Not be enrolled in Medicare
4. Not be insured under any other medical plan that is not a HDHP
5. Have not received VA benefits (Medical or Rx) during that past 3 months

HSA Qualified Expenses Include but are not limited to:

Acupuncture
Alcohol and drug addiction treatment
Eyeglasses, contact lenses and exams
Smoking cessation
Dental treatment
Diagnostic tests and devices
Doctors visits
Prescriptions
Operations/surgeries
Physical Therapy

A full listing of qualified Expenses can be found on the IRS website. https://www.irs.gov/publications/p502

As well as here:

https://www.healthequity.com/hsa-qme

And a list on non-qualified expenses can be found below:

https://www.healthequity.com/non-qme

Employee Contributions Limits

Employees may make contributions through payroll deduction subject to IRS limits.

Contact Information

http://www.healthequity.com/hsalearn
Phone: 866-346-5800
Hours: 24 hours/ 7 days a week

Additional Information

King Arthur Baking Company offers three different types of flexible spending accounts. Employees may contribute pre-tax dollars into these accounts to help offset eligible medical expenses or dependent care expenses. The plans are administered by EBPA Benefits.

To access the EBPA portal for your FSA or DCA account, please follow this Member Portal User Guide. When you first register, search by group number 10887 or with the exact phrase King Arthur.

General Purpose Flexible Spending Account (FSA)

Funds from a general purpose FSA can be used for qualified expenses including deductibles, co-payments and coinsurance. With an FSA, the entire elected amount is available on the first day of the health plan year.

• Minimum contribution: $100*
• Maximum contribution: $3,200
• Rollover amount: $640
• Available with Buy-Up (Gold) and Core (Silver) Plans
• Available with HSA (Bronze) plan if you do not elect a Health Savings Account (HSA)

Limited Purpose Flexible Spending Account (LPFSA)

• Minimum contribution: $100
• Maximum contribution: $3,200
• Rollover amount: $640
• Only available with the HSA (Bronze) Plan if you do elect HSA
• This account will cover your out of pocket expenses for dental and vision ONLY

For a list of eligible FSA expenses visit: https://www.ebpabenefits.com/docs/

Dependent Care Reimbursement Account (DCA)

A dependent care FSA allows employees to set aside pre-tax dollars to pay for qualified dependent care expenses. Funds can be used to pay for day care, preschool, elderly care or other dependent care.

• Minimum contribution: $100
• Maximum contribution: $5,000 (if single or married & filing jointly) or $2,500 (if married & filing separately)
• No rollover amount

For a list of eligible DCA expenses visit: http://fsafeds.com/explore/dcfsa/expenses

*Please note for all participants in the DCA, KAB is required to run testing to ensure compliance with the IRS and the results of the testing may impact DCA contribution limits for highly compensated employees.

The General Purpose Flexible Spending Account (FSA), Dependent Care Reimbursement Account (DCA) and Health Savings Account (HSA) pay period deductions do not carry-over from year to year. You must elect your contribution amount each year in ADP.

Please note, balances of $640 or less in the FSA will automatically be rolled over for use in the immediate year to follow (2025). Any remaining funds in the current year in excess of $640 will be forfeited.

Contact Information

Customer Services: 888-678-3457
Department Hours: Monday – Friday 8:00am – 6:00pm EST

Summary Plan Description

Plan Information

King Arthur Baking has entered into a partnership with Health-E Commerce, also known as the FSA/HSA Store. This gives you access to hundreds of products that have been pre-vetted & approved for use with your Flexible Spending or Health Savings Accounts.

Did you know you could use your FSA/HSA to save money on everyday health essentials like baby health items, health trackers, pain relief products and more?

Here are just a few benefits of using the FSA/HSA Store:

• No Receipts Needed
• 2,500+ FSA Eligible Products
• 100% Eligibility Guaranteed
• Skip the claims process when you use your FSA/HSA card

This partnership also allows access to their Caring Mill products. Caring Mill is a line of premium healthcare products that support a healthy lifestyle and on average is priced 30% less than branded equivalent products.

With every Caring Mill purchase, a donation is made to Children’s Health Fund, providing necessary treatments to thousands of children in need, throughout the United States.

Curious what your FSA/HSA dollars can cover? Simply enter the product you are looking for in the eligibility list below.

To access the FSA Store please visit: https://fsastore.com

To access the HSA Store please visit: https://hsastore.com

Additional Information

Eligibility

Employee-owners who are regularly scheduled to work 20 or more hours per week on a continuing basis are eligible to participate on the first of the month following or coinciding with their date of hire.

Benefit Details

Employee-owners are offered two comprehensive dental plan options through Northeast Delta Dental. A Basic Plan with a $750 calendar year plan maximum per person and an Enhanced Plan with a $2000 calendar year plan maximum per person.

KAB employee-owners may see any provider to receive your dental care. However, if you select a dental provider who is part of the Delta Dental PPO or Delta Dental Premier network, you will receive dental services at a negotiated rate that will typically be less than outside the network and may also receive higher reimbursement rates.

Benefits include coverage for preventive services as well as fillings, root canals, crowns, implants and orthodontia for both children and adults.

Bi-Weekly Contributions

Plan Documents

Contact Information

www.nedelta.com

(800) 832-5700

Find a Dentist

Oral Health and Wellness

Understanding Your Dental Benefits

Additional Plan Information

Health Through Oral Wellness (HOW)

A healthy mouth is part of a healthy life, and Northeast Delta Dental’s innovative HOW works with your dental benefits to help you achieve and maintain better oral wellness. HOW is all about you because it’s based on your specific oral health risk and needs. Best of all, it’s secure and confidential. Here’s how to get started:
1. Register
Go to www.healththroughoralwellness.com and click on “Register Now”.
2. Know Your Score
After you register, please take the free oral health risk assessment by clicking on “Free Assessment” in the Know Your Score section of the website.
3. Share Your Score With Your Dentist
The next step is to share your results with your dentist at your next dental visit. Your dentist can discuss your results with you and perform a clinical version of the risk assessment.

EYE MED

This vision discount program is available free to all Northeast Delta Dental subscribers and their dependents.
GREAT SAVINGS – UP TO 35% OFF EYEWEAR
Choose from any available frame including quality name-brand products such as Brooks Brothers®, Ann Klein®, Vogue® and more at provider locations.
With EyeMed Vision Care, Northeast Delta Dental members have access to over 71,000 vision care providers nationwide at 27,000 locations including optometrists, ophthalmologists, opticians, and the nation’s leading optical retailers
It’s easy! To request your discount, simply present your Delta Dental member ID card or the flyer you can find on the EBC when you arrive at the provider office or location. Your EyeMed provider will take care of the rest!
To learn more about the EyeMed Vision Care Discount Plan, please visit our website at NortheastDeltaDental.com.

Vision & Hearing Programs from Delta Dental

Helpful Videos from Delta Dental

Additional Plan Documents

Eligibility

Employee-owners who are regularly scheduled to work 30 or more hours per week on a continuing basis are eligible to participate in this benefit on the first of the month following or coinciding with their date of hire.

Benefit Details

Employee-owners are offered a Vision Plan through VSP.

To find a VSP provder in your area, call VSP at 800-877-7195 or look online at www.vsp.com and select the VSP signature network of providers. VSP does not send out insurance cards. You simply give your social security number at time of service.

Benefits include coverage for exams, lenses, and contacts each year and eyeglass frames every other year. The plan also includes discounts on sunglasses, laser vision correction, and hearing aids.

VSP Additional Programs

VSP Laser Vision Care

Do you know what is covered under your vision plan?

• Treatment for eye pain, or conditions like pink eye are covered.
• Tests to diagnose sudden vision changes
• Pictures of your eyes to detect and track eye conditions
• Exams to monitor cataracts
• Retinal Screenings

Find out if laser surgery is right for you. Your VSP coverage can save you an average of 15% off the regular price.

1.Visit www.vsp.com to get details about the program, learn what to expect during surgery, and to locate a VSP Laser VisionCare doctor.

2.Confirm your eligibility before scheduling an appointment by calling 800-877-7195

3.Call you VSP Laser VisionCare doctor to verify that they participate in the program

4.Schedule a complimentary screening.

TruHearing

TruHearing® is making hearing aids affordable by providing exclusive savings to all VSP® Vision Care members. You can save up to $2,400 on a pair of hearing aids with TruHearing pricing. What’s more, your dependents and even extended family members are eligible, too.

Here’s how it works:

1.Call TruHearing at 877-372-4040. You must mention VSP

2.Schedule exam with a local provider through TruHearing

3.Attend Appointment

Best of all, if you already have a hearing aid benefit from your health plan or employer, you can combine it with this program to maximize the benefit and reduce your out-of-pocket expense.

Learn more about this VSP Exclusive Member Extra at https://www.truhearing.com/vsp/?mid=121

Eyeconic

Your vision and wellness come first with VSP. Your benefit includes Eyeconic, an eyewear store for VSP members.

More Bang for Your Buck at www.eyeconic.com 

If you shop online for glasses and contacts, you’ll get more value on Eyeconic like

• Lowest match price guarantee
• Average savings of $220
• Up to $120 savings on an annual contact lens supply
• 20% of additional pairs of glasses or sunglasses
• HSA & FSA accepted

Contact Information

www.vsp.com 

Phone: (800) 877-7195

Find a Provider

Eye Health

Bi-Weekly Contributions

Plan Documents

Additional Plan Information

Eligibility

Employee-owners who are regularly scheduled to work 30 or more hours per week on a continuing basis are eligible to participate on the first of the month following or coinciding with their date of hire.

Benefit Details

Basic Employee Life Insurance and Accidental Death & Dismemberment (AD&D)

King Arthur Baking provides Basic Life and AD&D insurance through Unum. The benefit is provided at no cost to eligible employee-owners:

• Life insurance equal to two times your annual salary to a maximum of $200,000
• AD&D insurance equal to two times your annual salary to a maximum of $200,000

Employer Provided Life Insurance and Imputed income
IRS rules allow employers to provide up to $50,000 of life insurance to employee tax-free. However, the IRS requires that employer subsidized life insurance coverage over $50,000 be taxed. The taxable cost of the coverage over $50,000 is known as “imputed income” equals the estimated cost that the IRS assumes you would pay to purchase an individual policy in the same amount as your employer-subsidized coverage over $50,000. If you have imputed income on your life insurance coverage, it will be added to the taxable earnings reported on your paycheck.

Benefits payable under employee basic life insurance are reduced to 65% at age 65, 42% at age 70, and 27% at age 75.

Employee Optional Life Insurance

You may purchase optional life insurance in $10,000 increments to a maximum of five times your annual salary or $300,000, whichever is less.

If you enroll in this benefit when you first become eligible, then you may elect up to $150,000 without providing evidence of insurability. If you elect an amount above the guarantee issue amount or if you decide to enroll or increase your coverage after your initial eligibility date, you will be required to provide evidence of insurability.

Benefits payable under employee optional life insurance are reduced to 65% at age 65, 42% at age 70, and 27% at age 75.

Spouse Optional Life Insurance

You may purchase life insurance for your spouse in $5,000 increments to a maximum of $100,000, if you have elected voluntary life coverage on yourself first. If you enroll in this benefit when you first become eligible you may elect up to $30,000 without providing evidence of insurability for your spouse. If you elect an amount above the guaranteed issue amount or if you decide to enroll or increase spousal coverage after your initial eligibility date, your spouse will be required to provide evidence of insurability.

To elect this coverage, you must elect optional coverage for yourself. The maximum spousal life amount may not exceed 100% of the optional employee coverage.

The benefit payable under the spouse coverage is reduced to 65% at age 65, 42% at age 70, and 27% at age 75.

Child Optional Life Insurance

You may purchase coverage for your eligible dependent children. The benefit is equal to $250 for children aged 14 days to 6 months, and $10,000 for children aged 6 months to age 19 or age 25 if a full time student at an accredited educational institution. To elect coverage for your children, you must elect optional coverage for yourself.

Contact Information

www.unum.com

800-421-0344

Forms

Eligibility

Employee-owners who are regularly scheduled to work 30 or more hours per week on a continuing basis are eligible to participate on the first of the month following or coinciding with their date of hire.

Short & Long-Term Disability are both 100% employer funded.

Benefit Details

Short-Term Disability Insurance

King Arthur Baking provides Short-Term Disability insurance through Unum. The benefit is provided at no cost to eligible employee-owners:

• Benefit is 60% of your basic weekly earnings for up to 13 weeks
• Minimum benefit is $25
• Benefits begin on the 1st day for disability due to an accidental injury
• Benefits begin on the 8th consecutive day of illness for disability due to sickness or pregnancy
• Payments of this benefit will be paid on a biweekly basis through King Arthur

Long-Term Disability Insurance

King Arthur Baking provides Long-Term Disability insurance through Unum. The benefit is provided at no cost to eligible employee-owners:

• Benefit is 60% of pre-disability earnings to a maximum of $6,000
• Employees must be disabled for 90 days before benefits are paid
• Payments of this benefit will be paid monthly, directly from Unum
• Includes travel assistance (assistance for missing passports, lost credit cards, and stolen cash)

Contact Information

www.unum.com

800-421-0344

Summary Plan Description

Forms

Eligibility

Employee-owners who are regularly scheduled to work 30 or more hours per week on a continuing basis are eligible to participate on the first of the month following or coinciding with their date of hire.

Benefit Details

King Arthur Baking offers employees the option of enrolling in a Voluntary Accident plan.

Voluntary Accident Insurance provides a range of fixed, lump-sum benefits for injuries resulting from a covered accident. These benefits are paid directly to the insured and may be used for any reason, from deductibles and prescriptions to transportation and childcare.

Employees can choose from 2 different plans – Option 1 or Option 2. A complete list of covered services can be found on the Employee Benefit Center.

Bi-Weekly Contributions

Contact Information

www.unum.com

800-635-5597

Eligibility

Employee-owners who are regularly scheduled to work 30 or more hours per week on a continuing basis are eligible to participate on the first of the month following or coinciding with their date of hire.

Benefit Details

King Arthur Baking offers employees the option of enrolling in a Voluntary Critical Illness plan.

Voluntary Critical Illness Insurance provides a fixed, lump-sum benefit upon diagnosis of a critical  illness, which can cause heart attack, stroke, paralysis and more. These benefits are paid directly  to the insured and may be used for any reason, from deductibles and prescriptions to  transportation and childcare.

Employees can choose to cover themselves in increments of $10,000, $20,000, or $30,000. Employees can choose to cover their spouse in the same increments, not to exceed employee coverage. Dependent  child(ren) are automatically covered at 50% of the employee coverage amount at no additional cost.

Employee per pay period contribution amounts are based on the employee’s age for both employee and spouse coverage.

Be Well Benefit

Included with Critical Illness, Unum’s Be Well benefit is a yearly benefit payable directly to you for one covered health screening per year, per covered individual.

Be Well is a financial incentive to take a wellness test, which can detect common issues and warning signs to give you the head start you need to improve your health.

The Be Well benefit provides $50, $75 or $100 per enrolled depending on the Critical Illness benefit elected.

Commonly Covered Tests:

▪ Blood test for triglycerides

▪ Serum cholesterol test

▪ Fasting blood glucose test

▪ Mammograph

▪ Colonoscopy

▪ Pap smear

Plus, additional exams and

screenings:

▪ Annual exams by a physician

including sports physicals

and well-child visits

▪ Immunizations including

HPV, MMR, Tetanus, Influenza

Contact Information

www.unum.com

800-635-5597

The Richards Group has partnered with SmartConnect™, an exclusive, no-cost program created specifically to connect Medicare-eligible working adults to the world of Medicare benefits. Whether an employee plans to continue working or is transitioning to retirement, we tailor solutions designed around their needs. Our agents provide an unfiltered view of the entire range of options and prices available to the employee.

SmartConnect Contact Information

For more information or to get started, please click on the following link: https://gps.smartmatch.com/therichardsgroup

Additional Information

Recording of a SmartConnect Medicare Webinar

Eligibility:

All employee-owners are eligible to participate.

As a King Arthur Baking employee you and your eligible dependents automatically have access to the Employee Assistance Program (EAP) through Invest EAP.

No enrollment is necessary. It is offered at no charge to the employee and their family members and provides a valuable resource for support and information during difficult times, as well as consultation on day-to-day concerns.

EAP is an assessment, short term counseling and referral service designed to provide you and your family with assistance in managing everyday concerns. EAP offers confidential clinical help for everyday people with everyday problems.

Some areas that Invest EAP can provide assistance with are:

• Family & Relationships
• Financial & Legal Problems
• Alcohol & Drug Use
• Childcare & Eldercare
• Depression & Anxiety
• Grief & Loss
• Stress & Work-Life Balance

This program is strictly confidential and your privacy is protected by law. With only a few obvious exceptions your confidentiality is protected. Nobody from work or your family can find out if you’ve accessed any part of the EAP program and no reports are made to your employer except aggregate utilization reports that do not identify individuals.

Contact Information

Contact Invest EAP 24/7 at

1-866-660-9533

www.investeap.org

Password: KAB

A call to Invest EAP puts you in immediate touch with Master’s or Doctoral level counselors, 24 hours a day. The counselors will explore your questions and concerns, and will provide information and/or referrals to meet your needs

Additional Information

Eligibility:

All employee-owners are eligible and encouraged to participate.

Wellable is a holistic wellbeing platform offered through King Arthur Baking. With Wellable, you can participate in company-wide initiatives aligned to monthly themes, through which you can earn Wellable Points to climb a leaderboard and be eligible for rewards.

Like other platforms, it is designed to support wellbeing by incentivizing healthy behavior. You can earn up to $85 per quarter which will be deposited into your integrated Lifestyle Spending Account, ThrivePass. You can access your Thrive account through Wellable, from the Bulletin Board or the Benefits page.

Please note you must access ThrivePass via Wellable, not directly through ThrivePass.

Wellable provides access to:

• Health Content: Monthly holistic webinars, health tips, and monthly newsletters.
• On-Demand Classes: Easily accessible videos ranging from stretching to HIIT classes. You can also access meditation and mindfulness series, a full recipe library, and sleep stories.
• Special Activities: Challenge specific activities focused on a holistic wellbeing theme, plus custom special activities brought to you by the Wellness Team.

Contact Information

For account questions: support@wellable.co

Wellable login: https://app.wellable.co/

Wellable sign up page: https://app.wellable.co/kingarthurbaking

Wellable at KAB: Wellable (sharepoint.com)

(SharePoint links requires KAB credentials to log in)

Tuition Reimbursement

Tuition reimbursement benefits are available for year-round employees to pursue educational interests related to a current position or future opportunities at King Arthur Baking Co. Classes must be taken at an accredited college or university. To learn more, click on the Program Guide below.

Career Transition

KAB recognizes that employee owners’ personal work goals may change during their tenure with the organization. Respecting that life and work is a journey and unique to each of us, and to honor long service, KAB provides a career transition policy to assist employee owners who are considering ending their careers with KAB to make decisions for their future. To learn more, click on the Program Guide below.